Behind the Scenes Health Insurers Use Cash and Gifts
to Sway Which Benefits Employers Choose

The insurance industry gives lucrative commissions and bonuses — from six-figure payouts to a chance to bat against MLB pitchers— to the independent brokers who advise employers. Critics call the payments a classic conflict of interest” that drive up costs
— Propublica- Health Insurance Hustle
“ workers who enrolled in this direct model as opposed to the high deductible ‘consumer directed health plan’...saved the county $260 per month for medical and prescription expenses and spent 46% less out of their own pockets “
— Mark Watson - Union County, NC Executive HR Director